Member-Owned · FDIC Insured

Personal banking built around you

At St Clements Parish Federal CU, your money works harder because it stays closer to home. Lower rates, higher yields, and a team that knows your name.

St Clements Parish FCU branch interior

Your Neighborhood Credit Union

Serving Lakewood since day one

4.5%

Avg. Savings APY

5,000+

Members & Families

100%

FDIC Insured

Member-First

Not Wall Street

What We Offer

Financial services that fit your life

From everyday checking to long-term savings, we provide the tools and personal attention you need to reach your goals.

Checking Accounts

No minimum balance fees, free online banking, and debit card rewards. Your daily money, simplified.

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Savings Accounts

Competitive APY rates that help your money grow faster. Automatic savings tools to build your future, one deposit at a time.

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Home Loans

First-time buyer? Refinancing? We offer competitive mortgage rates and a streamlined application process tailored to Lakewood homeowners.

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Auto Loans

Drive away in your next vehicle with rates that beat the big banks. New, used, or refinance — we make car buying easier.

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Member Protection

Your deposits are federally insured. We prioritize security with fraud monitoring, secure online banking, and transparent fee structures.

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Personal Loans

Whether it's a debt consolidation, home improvement, or unexpected expense, we offer flexible terms and rates that respect your budget.

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St Clements Parish FCU team serving members
About Us

A credit union that puts people first

St Clements Parish Federal Credit Union is more than a financial institution — we're your neighbors. Located on Madison Avenue in the heart of Lakewood, we've built our reputation on personal relationships, fair rates, and a genuine commitment to our members' financial well-being.

As a member-owned cooperative, every dollar of profit returns to you in the form of lower loan rates, higher savings yields, and reduced fees. When you bank with us, you're not a product — you're a partner.

100%

Member-Owned Governance

NCUA

Federally Insured

Member Benefits

Rates that respect your money

Big banks pay you pennies. We pay you what you deserve.

Savings Accounts

4.5%

Average APY · No minimum

Watch your savings grow faster with rates that actually compete.

Home Loans

Competitive

Fixed & adjustable options

From first-time buyers to refinancing, we tailor your mortgage to your situation.

Auto Loans

Low

Rates · Flexible terms

New, used, or refinance — get behind the wheel without the big-bank markup.

* Rates are indicative and subject to change. Contact us for current rates. All loans subject to credit approval.

Our Community

Investing in Lakewood

We believe a credit union's success is measured not just in balances, but in the strength of the community it serves. That's why we actively support local schools, charities, and neighborhood initiatives throughout Cuyahoga County.

Every loan we write, every savings account we open, and every dollar we reinvest stays right here — helping Lakewood grow stronger, one family at a time.

Local

Owned & Operated

Active

Community Support

Fair

Transparent Pricing

Lakewood Ohio community
St Clements Parish community event
Lakewood neighborhood street
Credit union member services

Ready to experience banking the way it should be?

Join thousands of Lakewood members who've made the switch to a credit union that truly has their best interests at heart.

Get In Touch

We'd love to hear from you

Have questions about our services or ready to get started? Reach out — we're here to help.

Visit Us

14325 Madison Ave
Lakewood, OH 44107

Call Us

(216) 521-4426

Mon – Fri, 9 AM – 5 PM

Send Us a Message

Fill out the form below and we'll get back to you within one business day.

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